- Employers do not have the fiduciary interest in their employees’ retirement accounts, as do the employees themselves. Allow us to assist them directly, outside of the qualified account realm.
- Employers do not need the added burden of mandates and managing healthcare issues of their employees.
- February 27, 2008: The U.S. Supreme Court ruled unanimously that individual employees can sue employers for retirement account losses (Larue vs. DeWolff); opening a whole new venue for employer liability.
- October 23, 2008: Alan Greenspan (architect of the pre-tax retirement structure) was questioned before the congressional House Ways & Means Committee stating that he was wrong. His views of the financial world were flawed. Yet employers continue administering his faulty structure (the 401k).
- 2012 Department of the Treasury Report: In 1992, the average household net worth (based on retirement accounts and home equity) was $77k. By 2007 in grew to $126k. By 2010, average household net worth was once again down to $77k—meaning 18 years of zero growth. The pre-tax structures are useless.
Stop The Madness
Stop your 401k programs
Your employee accounts are much more profitable through AFP.
Stop your liability to employee retirement losses
Concentrate on your profitability.
Stop the healthcare headache
Your employees have much better options through us.